UMH Mortgage
Financing Your Home
Financing that fits your goals and lifestyle.
The Right Mortgage Partner
Financing that fits your goals and lifestyle
Building your new home with UnionMain Homes is a milestone worth celebrating, and choosing the right mortgage partner makes it even more rewarding. At UMH Mortgage, we take pride in helping UnionMain buyers find financing that fits their goals and lifestyle — making the path to homeownership smooth and stress-free.
Five Simple Steps
Your roadmap to homeownership
Get Pre-Qualified
Start your journey by meeting with UMH Mortgage. We'll review your financial picture and help you decide which loan is appropriate for you.
Start Here
Choose Your UnionMain Home
Once you're pre-qualified, explore UnionMain's beautiful communities across Texas — each offering modern designs, thoughtful layouts, and lasting quality.
Find Your Home
Lock In Your Rate
We'll help you secure a great rate at the right time, so you can focus on your new home rather than market fluctuations.
Stay Informed Every Step of the Way
Our team works closely with your UnionMain representative to keep your loan moving forward and ensure your closing documents are ready on time.
Close and Move In
On closing day, everything will be in order so you can step confidently into your new home.
Explore Communities
A Loan for Every Buyer
Mortgage options that fit your life
Conventional Mortgage
The standard, bread-and-butter mortgage — and the most popular for good reason. It's simpler than many other loans, your interest rate stays the same, and you choose between 30-year and 15-year terms.
FHA Mortgage
Insured by the Federal Housing Administration, FHA loans are available to buyers with lower FICO scores and down payments as low as 3.5%. They are especially popular among first-time buyers.
VA Mortgage
Backed by the Department of Veterans Affairs, these loans relax conventional restrictions for current and former members of the armed forces — often with no down payment and lower closing costs.
USDA Mortgage
The USDA's Rural Development program helps low-to-moderate income buyers in eligible areas secure an affordable mortgage — with as little as $0 down and relatively low interest rates.
First-Time Home Buyer Programs
Designed to make your first purchase simple, clear, and affordable — from low down payment options to personalized guidance from local loan experts who help you move forward with confidence.
And many more
- Fixed-Rate Mortgage
- Adjustable-Rate Mortgage (ARM)
- Jumbo Loans
- GNMA (Ginnie Mae)
- FNMA (Fannie Mae)
- USDA Rural Housing
- Community Home Buyer Programs
- Extended Lock Options
- Buy-Down Options
- Primary, Second Home & Investment
The UMH Mortgage Difference
A partner who values your time, trust, and future
We focus on open communication, fast approvals, and personalized service from day one — helping every UnionMain buyer make confident decisions and enjoy a smooth, stress-free path to homeownership.
5001 LBJ Freeway, Suite 650, Dallas, TX 75244 · umhmortgage.com